Open Enrollment is November 3 – November 17, 2025
Open Enrollment is your once-a-year opportunity to make changes to your benefits and covered dependents so you have the coverage you need in 2026. Now is a great time to refresh yourself on all the choices you have so you’re prepared to enroll. Please review this page so you’re familiar with changes and resources for the upcoming 2026 plan year (effective January 1, 2026 through December 31, 2026).
What’s not changing for 2026:
- Anthem medical plans will largely remain the same (except for an increase in the Anthem HSA 1650 deductible per IRS requirement – more on that below)
- Kaiser Permanente, Delta Dental, EyeMed and VSP vision benefit plans and services all will remain the same.
- Health Savings Account (HSA) Rivian Employer contributions will remain the same.
- Pharmacy Benefit Manager through Optum RX will remain the same
- Family Support benefits including Progyny, MilkStork and Urban Sitter (formerly Kinside) will remain the same.
What’s new and changing for 2026:
Each year, Rivian evaluates our benefit offerings against industry standards, reviews how employees use their benefits and assesses which vendors can provide the best coverage and experience. We update our benefit offerings to ensure they are competitive and comprehensive, so you have a variety of options that are also sustainable and equitable.
- Anthem 1650 to become the Anthem 1700
- Beginning in 2026, the IRS is increasing the minimum deductible for Health Savings Account (HSA)-eligible medical plans. To comply with these requirements, the Anthem 1650 plan will transition to the Anthem 1700 plan. This change ensures the plan remains HSA-qualified while continuing to provide comprehensive coverage and resources to help you manage your healthcare needs. You can review the Anthem 1700 SBC and other 2026 plan documents on the Documents and Forms page.
- Cleo will sunset on December 31, 2025.
- We’ve made the decision to end our partnership with Cleo effective at the end of this year. However, our benefits program still includes robust family support including Progyny, MilkStork, and Kinside.
- Virtual Care now pre-deductible for the Anthem HSA 1700, Anthem HSA 6350, and Anthem HRA 3500 plans.
- When you utilize virtual care in 2026, you’ll no longer need to meet your deductible before your medical plan pays a share of the service cost.
- IRS limit increases
- Healthcare Flexible Spending Account (FSA) annual limit increased to $3,400 and the carryover limit increased to $680
- Dependent Care Flexible Spending Account (FSA) annual limit increased to $7,500 (or $3,750 if married and filing separately)
- Commuter Benefits monthly limit increased to $340 for transportation and $340 for parking
What happens if I don’t enroll?
If you do not take action during the 2026 Open Enrollment period, your current Medical, Dental, Vision, Basic Life and AD&D, Voluntary Life, Voluntary AD&D, Critical Illness, Accident coverage, and 401k elections will carry over into 2026.
Please note: If you are currently enrolled in the Anthem HSA 1650 medical plan and take no action, you will automatically be enrolled in the Anthem HSA 1700 plan.
Benefits that require re-enrollment
Flexible Spending Accounts (FSA): Health Care and Dependent Care FSA’s require re-enrollment each year. Your 2025 election will not rollover. Missing the Open Enrollment Period means you will not have an FSA for 2026.
Health Savings Accounts (HSA): The employee contribution to your HSA requires re-enrollment each year. Your 2025 employee contribution election will not roll over. You can update your employee HSA contribution at any time throughout the year. 2026 deductions will begin effective the day you make your election.
Ready enroll?
- Go to Workday using Rivian’s single sign-on (SSO). If you have issues accessing Workday, please reach out to the Help Desk team.
- Click on the Inbox notification in the upper right-hand corner, next to the bell icon.
- Click Let’s Get Started on the Change Benefits inbox notification and enroll in your benefits.
- Submit your elections and print your confirmation statement.
