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Anthem Medical

  • Anthem Health Guides can be reached at 833-824-2275, Monday through Friday, 6:00 am-8:00 pm MT.  to assist with locating providers, reviewing plan coverage, continuation of care questions, etc.
  • Find an Anthem provider:
    • “National Blue Card PPO Network” is for all plans in all states *excluding Georgia and Florida*
    • “GA Blue Open Access POS” is to find a provider in Georgia
    • “FL Network Blue Select Network” is to find a provider in Florida
  • How to access your ID cards
  • Visit the Anthem x Rivian Microsite for additional information
  • Manage your Anthem Health Care in one place with the Sydney Health Care app where you can find care, get health records, Medical ID cards, virtual care, community resources and much more.
Rivian Benefits 2025  
Rivian LLC – Anthem Plan Comparasion
Anthem PPO 1000 (View plan document)
Health Savings Accounts (HSA)
  Anthem HSA 1650  (View plan document) 
Anthem HSA 6350 (Intern)  (View plan document)
Health Reimbursement Account (HRA)
Anthem HRA 3500 (View plan document) – More information on the HRA below

Prescription coverage

Anthem pharmacy benefits are managed by Optum Rx. You can see which drugs are covered on the Optum premium drug list. Optum Specialty Pharmacy provides specialty medications and clinical support for complex conditions like cancer and MS. To learn more, call 877-838-2907.

For in-network prescription drugs with the Anthem PPO 1000, you pay $15 for generic drugs, $30 for preferred brand-name drugs, and $60 for nonpreferred brand-name and specialty drugs. Prescription costs do not count toward your deductible.

With the Anthem PPO HSA 1650 or Anthem PPO HRA 3500, you pay the market price of prescriptions until you meet your deductible, and these prescription costs count toward your deductible. For in-network prescription drugs after you meet your deductible, you pay $15 for generic drugs, $30 for preferred brand-name drugs, and $60 for nonpreferred brand-name and specialty drugs.

With the PPO 6350 for interns, you pay $0 for prescriptions after you meet your deductible.

Anthem offers enhanced benefits and whole-person care, streamlining your access to medical benefits, mental and emotional well-being support, lifestyle management programs and more.  

  • Anthem Total Health Total You, a holistic program that can help you take better care of yourself, from managing chronic illness, to scheduling regular checkups, to finding the right doctor for you.  
  • Hinge Health, for Rivian employees and dependents (18+) enrolled in the Anthem medical plan: complimentary access to Hinge Health. This digital exercise therapy program helps relieve joint and muscle pain, including back, knee, and ankle discomfort, through personalized exercises and one-on-one support from health professionals—all from the convenience of your home.
  • Anthem LiveHealth Online, which provides 24/7 access to telehealth or virtual care, usually in 10 minutes or less; licensed therapists, psychiatrists and routine care included.
  • Building Healthy Families, a digital support program with tools and information no matter what stage of parenthood you’re at or what your family structure looks like.  
  • 24/7 Nurseline, connecting you with a registered nurse who can answer your health questions anytime and counsel you on where to go for care. 
  • Autism Spectrum Program, supporting families with children on the Autism Spectrum with a care manager who can help coordinate and customize care and resources.  
  • Inclusive Care, supporting LGBTQIA+ community members with access to experienced healthcare professionals, counseling, workplace support, concierge support, education and support for family members and friends and more. 
  • Preventative care recommendations that can be covered with no co-payment and that do not apply to the calendar year deductible for In-network providers. 
  • Save money with special offers and discounts for dental, hearing, vision, family and home, pet insurance, health and fitness.
  • Access legal, financial and identity recovery services through your Anthem EAP: Consult with a lawyer, improve your finances, monitor or recover your identity

Anthem’s 3500 medical plan will include a Health Reimbursement Account (HRA), instead of a Health Savings Account (HSA)

  • [What is an HRA] An HRA is an account that’s owned and funded by Rivian. You can use your HRA to pay for healthcare costs, including copays, deductible payments, dental care, hospital visits, urgent care, prescriptions and more.  
  • Rivian will contribute $750 for active, eligible employees and $1,800 for active, eligible employees and their dependents to the HRA at the start of the plan year. 
  • Your HRA funds will be available at the start of each plan year. You can pay for care and other qualified expenses with your HRA debit card, your mobile wallet or by paying out of pocket and submitting a claim on anthem.com/ca to request reimbursement. If you leave Rivian, you can’t take your HRA funds with you and they do not roll over year over year. 
  • Employees who wish to continue enrollment in a Health Savings Account must enroll in the Anthem PPO 1650 Medical plan. 
  • Health Savings Accounts (HSAs) that are part of Rivian’s 2024 medical plans will continue to be funded by Rivian through 2024. 
    • If an employee enrolls in the Anthem 3500 Medical plan for 2025, their existing HSA will become an individual account and will be subject to a $3.95 monthly fee through Health Equity. There is no monthly fee for HSA accounts with a balance of $2,500 or more.  
    • Health Equity login information will not change and employees with an existing HSA can continue to use their current cards. Your existing HSA funds can be used for eligible expenses at any time. Contact Health Equity at 866-346-5800.
    • You can review HRA eligible expenses online at the HRA store:
      https://hsastore.com/hsa-eligibility-list