If you live in California, you have the option to enroll in a Kaiser Permanente plan.
The plan pays 100% of in-network preventive care services, with no copay or deductible.
See your plan cost. For more details, refer to the plan documents for Kaiser Northern California and Kaiser Southern California.
Kaiser 1000
- The deductible is $1,000 for employee-only coverage and $2,000 for employee-plus-dependents coverage.
- The deductible only applies to outpatient surgery, hospitalization and emergency care.
- For in-network doctor visits, virtual visits, or services, you pay a copay of $20 per visit.
- For other in-network services and emergency room visits, you pay 20% after you meet your deductible.
- The out-of-pocket maximum is $4,000 for employee-only coverage and $8,000 for employee-plus-dependents coverage.
- The plan does not provide out-of-network coverage, except in the case of a medical emergency.
- For care while traveling, Kaiser provides access to virtual care and has partnered with Target Minute Clinics and Concentra urgent care centers across the country for in-person visits as needed.
See your costs
The per-pay-period medical plan contributions are shown on the Your Costs page.
Prescription coverage
For in-network prescription drugs, you pay $10 for generic drugs, $30 for preferred brand-name drugs, and 20% for nonpreferred brand-name and specialty drugs (up to $200). Prescription costs do not count toward your deductible.
Find out how your medication is covered
A formulary is a list of generic and brand-name drugs that are covered by your plan and at what level. If you’re enrolled in a Kaiser plan, you can view the formulary on the Kaiser website.
If you’re not enrolled in a Kaiser plan, you can request the formulary from benefits@rivian.com.